Update (July 1st 2025): The 500 Bonus campaign has officially concluded as of July1st 2025. Thank you to everyone who participated! We will come back with exciting campaigns.
Send with IME, receive with IME Pay!
This Festive Season, Send and Get – Cashback is Yours to Claim with IME Pay! No sleigh needed, just IME! There’s no better way to make your celebrations even more rewarding than by switching to digital payments. IME is here to elevate your festive spirit with an exciting cashback campaign that offers amazing rewards for eligible wallet transactions.
Starting December 16, 2024, you can unlock exciting cashback bonuses for wallet transactions. With rewards up to NPR 500, the campaign has been created to make your holiday even more fun and exciting. Whether you’re sending love to your loved ones or managing festive expenses for them, every transaction through IME brings you closer to exclusive rewards.
HOW ARE YOU ELIGIBLE?
The campaign starts on December 16, 2024, and will run until further notice.
Only wallet transactions made through IME and sent to IME Pay wallet are eligible for this cashback offer.
Beneficiaries will receive cashback based on the transaction slab as follows:
Transaction Amount (NPR)
Cashback (NPR)
1 – 9,999
0
10,000 – 49,999
75
50,000 – 99,999
100
100,000 – 199,999
200
200,000 and above
500
Each customer can receive the cashback twice per month, regardless of how many eligible transactions they make.
Cashback will not be provided for reversed or canceled transactions.
Transactions flagged as fraudulent, suspicious, or violating IME Ltd.’s terms of service will not be eligible.
IME may modify, pause, or end the campaign at any time without prior notice.
Any attempts to misuse or manipulate the campaign may result in disqualification from receiving cashback.
IME Ltd is not responsible for any technical errors, system delays, or other issues that might affect the processing of cashback.
(Terms and Conditions)
Seize this exclusive chance to save more and celebrate with ease. Begin sending now and watch the rewards roll in with IME Pay!
Managing money today can be tough, and many people find it hard to track where it all goes. Small, unnoticed spending habits often cause money to slip through the cracks. With fintech, you can track your finances in real-time and make smarter financial decisions. It simplifies traditional financial processes, making them quicker and more convenient for you.
Whether it’s paying bills, investing, or transferring money, fintech makes it easier. This includes:
Tracking
Saving
Transferring money more effectively —without losing a penny to hidden fees.
What’s Really Going on with Exchange Rates and Remittances?
Exchange rates and sending remittances across borders are shaped by different rules and regulations. Exchange rates are driven by supply and demand for currencies, but remittance services are regulated by governments to ensure fairness and reduce fraud. In some countries with unstable economies, strict rules are in place to protect their foreign reserves and maintain currency stability.
Remittances play a crucial role in global development, serving as a vital source of income for millions of families and contributing to economic stability in many developing countries. Thus, ensuring the efficiency and transparency of these services remains a priority for policymakers and stakeholders worldwide.
Where Are People Losing Money?
When sending remittances, many people lose money due to:
Fluctuating Exchange Rates: If the currency changes while your money is still being processed, the recipient could get less.
Hidden Fees: Some money transfer services offer poor exchange rates or sneak in extra fees, meaning the recipient gets less than expected.
Unclear Conversion Rates: Sometimes, how currencies are exchanged isn’t clear, leaving people shortchanged.
Small Transfers: Sending small amounts often comes with higher fees
How Do Exchange Rates Impact Remittances?
Exchange rates directly impact on the value of the money you send. If the exchange rate weakens, the recipient gets less. For example, a weaker currency means that for the same amount of money sent, the recipient in the other country gets fewer local funds. It’s important to keep an eye on exchange rates to make sure your money goes as far as possible.
Additionally, even small fluctuations in exchange rates can result in significant differences in the amount received, especially for larger transfers. Timing your transfers during favorable exchange rates can maximize the value delivered. Moreover, some service providers charge hidden fees or apply a less favorable rate than the market rate, further affecting the amount received.
How Remittances Affect Local Economies?
Remittances can have a big effect on a country’s economy. They can help balance a country’s foreign assets and improve local labor efficiency. However, if remittance flows are poorly managed, they can lead to currency distortions, affecting everything from inflation to national economic stability. Furthermore, remittances can stimulate local economic growth as recipients spend money on goods and services, thus boosting small businesses and creating jobs.
The Cost of Sending Money to Nepal
The cost of sending remittances can vary widely by country. For example:
US to Nepal: Sending $200 costs about 4.5%.
UAE to Nepal: Fees can be as low as 3.01%.
UK to Nepal: Fees can go as high as 8%.
Germany to Nepal: Costs are around 6%.
The Rise of Digital Remittances
Smartphones and mobile apps have transformed money transfers, making them faster, more affordable, and more secure than ever before. Digital platforms like IMEPAY allow for real-time global transactions with minimal fees, offering a convenient solution for regions where bank branches are scarce.
Moreover, features like instant notifications, transaction history tracking, and bill payment integrations provide users with better control and transparency over their finances. The ability to send and receive money at any time and from anywhere has also made mobile payment solutions a lifeline for migrant workers and remote communities, further bridging the gap in global financial accessibility.
Digital payment apps like IMEPAY are not just tools for convenience; they are driving forces behind a cashless economy, fostering innovation, and empowering individuals and businesses alike to participate in the global financial ecosystem.
How Can You Avoid Losing Money?
Here’s how you can make sure your money goes as far as possible:
Compare Providers: Use online tools to compare exchange rates and fees.
Read the Fine Print: Always check the terms to avoid surprise fees.
Choose Transparent Providers: Look for services with upfront, clear fees and real exchange rates.
Track Exchange Rates: Watch trends and time your transfers for the best value.
Use Authentic Website: By choosing reliable websites like IME, you can reduce fees, ensure safe transactions, and access favorable rates for currency exchanges or money transfers.
The World Bank’s Efforts to Lower Costs
The World Bank is working to reduce remittance costs globally, aiming for fees below 3% by 2030. Central banks and governments are also improving policies to make international money transfers cheaper and more accessible. As remittances become more important to global economies, governments are increasingly regulating the sector.
Why Choose IME Remit for Your Transfers?
IME Remit is one of Nepal’s leading remittance services. With over 2 decades, IME offers:
Fast, Secure and Reliable Transfers: Money arrives quickly, often in real time.
Low Fees: IME Remit has the best rates, saving you more on every transfer.
Trusted Partners: IME works with top international and local partners such as Moneygram, RIA, Kyodai Remittance, Al Ansari exchange and other partners from all over the world to ensure your money is sent securely.
With IME Remit, you can send and receive money easily, without worrying about hidden fees, and make sure your loved ones get the full value of your support.
Take control of your finances today, and make sure your hard-earned money goes further with the right remittance service. IME Remit is here to help!!
आईएमई मार्फत विदेशबाट पठाएको रकम नेपालमा भुक्तानी लिँदा मौलाकाली र लुम्बिनी केबुलकारको टिकटमा २०% छुट!
तपाईंले विदेशबाट पठाएको रकम आईएमई मार्फत प्राप्त गर्दै हुनुहुन्छ? अब तपाईंसँग छुटको विशेष सुविधा पनि छ! आईएमईले सेवाग्राहीहरूलाई मौलाकाली र लुम्बिनी केबुलकारमा २० प्रतिशत छुटको घोषणा गरेको छ।
कसरी पाउने छुट?
आईएमई मार्फत रकम प्राप्त गरेको रसिद वा आईएमई पे एपको डिजिटल रिसिप्ट देखाएर, तपाईंसँग मौलाकाली केबुलकार (नवलपुरको गैंडाकोटमा) र लुम्बिनी केबुलकार (रुपन्देहीको बुटवलमा) यात्रा गर्दा छुट प्राप्त गर्न सकिन्छ।
रकम भुक्तानीको रसिद/रिसिप्ट तीन महिनाभित्र उपयोग गर्न सकिनेछ।
यो प्रस्तावले विदेशमा रहेका नेपालीलाई आफ्ना परिवार र प्रियजनलाई देवस्थलहरूको दर्शन र घुमफिरमा प्रोत्साहित गर्ने लक्ष्य राखेको छ।
छुट किन गरिएको हो?
मौलाकाली केबुलकारका सञ्चालक रुद्रराज पौडेलका अनुसार, यो छुटले सेवाग्राहीहरूलाई मौलाकाली र कामाख्या देवीजस्ता महत्वपूर्ण धार्मिक स्थलहरूको दर्शनका लागि प्रेरित गर्नेछ। साथै, धार्मिक पर्यटन प्रवर्द्धनमा पनि सहयोग पुग्नेछ।
छुटको फाइदा लिनुहोस्
विदेशबाट पठाएको रकमले अब तपाईंसँग केवल परिवारको आर्थिक सहयोग मात्र नभई उनीहरूलाई रमाइलो यात्रा अनुभवको अवसर पनि ल्याउनेछ।
तपाईंसँग रकम प्राप्त गरेको रसिद छ भने, तुरुन्तै योजना बनाउनुहोस् र मौलाकाली तथा लुम्बिनीको सुन्दरता र धार्मिक महत्वको अनुभव लिनुहोस्।
यात्रा सुरक्षित, रमाइलो, र किफायती बनाऔं!
आईएमईसँग कारोबार गर्नुहोस् र छुटको फाइदा आजै उठाउनुहोस्।
विदेशमा रहेर आफ्नो परिवारका लागि कडा मेहनत गर्ने लाखौं नेपाली कामदारहरूको लागि, पैसा पठाउनु भनेको परिवारसँगको एक अदृश्य धागो हो। त्यही धागोमा भरपर्दो सेवा दिनु नै IME Remit को प्रमुख उद्देश्य हो। IME Remit ले दशैं, तिहार र छठ पर्वको अवसरमा “यो चाड पर्व, IME गरौं उद्यमी बनौं” योजना सुरु गरेको छ, जसले नेपाली कामदारहरूलाई सजिलो र रोमाञ्चक पुरस्कारहरूको माध्यमबाट प्रोत्साहित गरिरहेको छ। तर यस क्याम्पेनका अतिरिक्त, IME Remit किन नेपाली कामदारहरूको लागि पहिलो रोजाइ बन्नुपर्छ?
१. IME को ठुलो र भरपर्दो नेटवर्क
IME Remit नेपालमा सबैभन्दा ठुलो र भरपर्दो नेटवर्क भएको रेमिटेन्स सेवा प्रदायक हो। नेपालका प्रायः सबैजसो बैंक र वित्तीय संस्थाहरू IME को नेटवर्कमा समावेश छन्। यसले गर्दा पैसा पठाउन सजिलो र छिटो हुन्छ। चाहे गाउँमा होस वा शहरमा, IME का एजेन्ट र शाखाहरू सर्वत्र उपलब्ध छन्, जसले गर्दा तपाईको परिवारलाई पैसा प्राप्त गर्न कुनै पनि असहजता हुँदैन।
२. IME को सहजता / सुलभता
IME Remit को प्रयोग अत्यन्तै सरल छ। विदेशबाट पैसा पठाउँदा IME को डिजिटल माध्यम जस्तै IME Pay वालेट, बैंक जम्मा, वा नगद भुक्तानीको विकल्प प्रयोग गर्न सकिन्छ। यी माध्यमहरूले तपाईलाई पैसा पठाउन समय र लागतको बचत गराउँछन्। IME ले आफ्ना सेवाहरूलाई डिजिटल रुपान्तरण गरिरहेको छ, जसले तपाईलाई केवल केही क्लिकमा नै पैसा पठाउन र ट्रयाक गर्न सजिलो बनाएको छ।
३. IME को ब्राण्ड छवि र विश्वसनीयता
नेपालमा IME Remit को ब्राण्ड छवि एकदमै बलियो छ। यो केवल एक रेमिटेन्स सेवा प्रदायक मात्र होइन, यो एक विश्वासको नाम पनि हो, जसले वर्षौं देखि लाखौं नेपाली परिवारहरूको लागि आर्थिक सहयोग गरिरहेको छ। IME को सेवाले नेपाली जनतालाई आफ्नो मेहनतको कमाईलाई सुरक्षित रूपमा आफ्नो प्रियजनसम्म पुर्याउन मद्दत गरेको छ। यसले कम्पनीलाई नेपालीहरूको मनमा एक उच्च स्थान दिलाएको छ।
४. आकर्षक योजना र पुरस्कार
IME Remit ले आफ्नो “यो चाड पर्व, IME गरौं उद्यमी बनौं” योजना मार्फत लक्की ड्रमा दैनिक, साप्ताहिक, र मासिक पुरस्कारहरू प्रदान गर्दैछ। बम्पर पुरस्कारको रूपमा एकवटा Dost Strong Pickup ट्रक जित्ने मौका पनि छ । यस किसिमका रोमाञ्चक पुरस्कारहरूले तपाईको हरेक पैसा पठाउने कार्यलाई थप अर्थपूर्ण बनाउँछ।
IME Remit नै किन रोज्ने?
• सर्वत्र उपलब्धता: नेपालका हरेक कुनामा एजेन्ट र शाखा भएकोले तपाईको परिवारलाई पैसा प्राप्त गर्न सजिलो हुन्छ। • सजिलो प्रयोग: डिजिटल माध्यम जस्तै IME Pay वालेट र बैंक जम्मा प्रयोग गरेर सजिलै पैसा पठाउन सकिन्छ। • विश्वसनीय ब्राण्ड: IME ले आफ्नो सेवाले नेपाली कामदारहरूको विश्वास जितेको छ, जसले गर्दा यो एक भरपर्दो नाम बनिसकेको छ।
IME Remit को सेवा छनोट गरेर, तपाईले केवल आफ्नो परिवारलाई आर्थिक सहयोग मात्र गर्नुहुन्न तर, नेपालमा उद्यमशीलता र आर्थिक प्रगतिमा पनि योगदान पुर्याउनुहुन्छ। यो चाड पर्वको समयमा, IME Remit संगै आफ्नो परिवारलाई खुशी बनाउनुहोस् र रोमाञ्चक पुरस्कार जित्ने अवसर प्राप्त गर्नुहोस्।
विदेशमा गरेको तपाईको कडा मिहिनेत र त्यागलाई IME Remit मार्फत नेपाल पठाउँदा, तपाईले आफ्नो परिवारसँगको सम्बन्धलाई थप नजिक र बलियो बनाउनुहुनेछ। IME को सजिलो र विश्वसनीय सेवाहरूले तपाईलाई पैसा पठाउनको लागि कुनै पनि अन्य माध्यमभन्दा धेरै सजिलो बनाउँछ। IME संग रहनुहोस्, उद्यमशीलता बढाउनुहोस्, र आफ्नो सपना साकार पार्नुहोस्।
IME Remit ले यस वर्षको दशैं, तिहार र छठको अवसरमा नयाँ योजना “यो चाड पर्व, IME गरौं उद्यमी बनौं” ल्याएको छ। यो योजना अशोज ७ २०८१ देखि मंसिर ३०, २०८१ सम्म चल्नेछ। यस योजनाको उद्देश्य नेपालीहरुलाई उद्यमशीलता र आर्थिक समृद्धितर्फ प्रोत्साहित गर्नु हो। यो योजना अन्तर्गत भाग लिनका लागि विदेशबाट नेपालमा IME Remit मार्फत पैसा पठाउनुपर्नेछ।
यो योजना किन महत्वपूर्ण छ !
विदेशमा काम गर्ने नेपाली कामदारहरूले आफ्नो घर तथा परिवारको आर्थिक सहयोगका लागि ठूलो योगदान पुर्याइरहेका हुन्छन्। यस IME Remit को क्याम्पेनले नेपालीहरूको योगदानलाई थप सम्मान र प्रोत्साहन दिनेछ। यस अभियानले नेपालीहरुलाई उद्यमशीलता र आर्थिक स्वतन्त्रताको बाटोमा हिँड्न प्रेरित गर्छ, जसले दीर्घकालीन रुपमा समाजको आर्थिक विकासमा योगदान पुर्याउँछ।
विदेशमा बस्ने नेपाली कामदारहरूले आफ्ना परिवारका सदस्यहरूलाई थप सुरक्षित र स्थिर भविष्य प्रदान गर्नको लागि यो योजनाले बचत, लगानी र व्यवसायिक योजनाहरूमा जोड दिएको छ। यसले पैसा पठाउने कार्यलाई सजिलो बनाउनुका साथसाथै लक्की ड्र मार्फत आकर्षक उपहारहरुले उनीहरुलाई थप उत्साहित पनि बनाउँदछ।
पुरस्कारहरू:
दैनिकपुरस्कार: ९० दिनका लागि Ultima Earbuds
साप्ताहिकपुरस्कार: १२ हप्तासम्म DHI Home Appliances
मासिकपुरस्कार: ३ महिनासम्म iPhone 16
बम्परपुरस्कार: एकवटा Dost Strong Pickup ट्रक
सबै सहभागीहरु मध्येबाट लक्की ड्र मार्फत विजेता छनोट गरिनेछ। भाग लिन चाहनेहरुले IME को आधिकारिक फेसबुक र इन्स्टाग्राम पेजहरूमा विजेताहरूको घोषणा हेरिरहनुपर्नेछ।
योजना भाग लिनका लागि:
विदेशबाट नेपालमा पैसा पठाउने सबै IME ग्राहकहरु यो अभियानमा सहभागी हुन योग्य हुनेछन्।
IME समूहका कर्मचारीहरु, व्यवसायिक साझेदारहरु, तथा IME संग जोडिएका व्यक्तिहरु यो क्याम्पेनमा सहभागी हुन पाउने छैनन्।
यो योजना सबै किसिमका भुक्तानीमा (नगद, बैंक जम्मा, IME Pay वालेट) मान्य हुनेछ।
IME, a leading financial services provider, has launched a festival campaign, “Yo Chad Parwa, IME Garau Udhyami Banau” aimed at fostering entrepreneurship and financial growth among Nepalese. This innovative initiative coincides with the festive seasons of Dashain, Tihar, and Chhath, running from Ashoj 7th, 2081, to Mangshir 30, 2081.
“Yo Chad Parwa, IME Garau Udhyami Banau” campaign is to empower Nepalese individuals to embrace entrepreneurship and achieve financial independence. By encouraging savings, investments, and business ventures, IME aims to create a sustainable economic environment and promote economic prosperity.
Here’s what you can win
Daily Prizes: Ultima Earbuds for 90 days
Weekly Prizes: DHI Home Appliances for 12 weeks
Monthly Prizes: iPhone 16 for 3 months
Bumper Prize: A Dost Strong Pickup!
Simply send money via IME Remit from abroad to Nepal to participate in the campaign. The winner will be selected randomly through a system-based lucky draw. We’ll be announcing the lucky winners every week on our official Facebook and Instagram pages, so be sure to follow us!
Terms & Conditions:
All IME customers who send money from abroad to Nepal will be eligible to participate in the campaign.
Employees working in IME Group, business partners of IME (agent partners), and anyone associated with IME will not be eligible to participate in this campaign
All modes of payment (Cash, Bank Deposit and IME Pay wallet) are eligible in this campaign.
The customers will have to keep the required proof of payment secure during the announcement period of the campaign.
The winning prize will be sent after receiving the authorized nomination letter from the sender.
The winner should claim the prize within 1 month of the winner’s announcement. If the winner does not claim the prize within the stipulated time, IME reserves the right to cancel the prize.
Senders should be Nepali citizens.
Don’t miss this opportunity to turn your dreams into reality while celebrating the festive season!
IME Limited has been honored for remitting the highest amount among remittance companies by Nepal Rastra Bank (NRB) on the occasion of the central bank’s 69th anniversary.
During the fiscal year 2079/80, IME Limited successfully remitted a remarkable 27.5 percent of total remittances, surpassing all other remittance companies in the country.
In a special ceremony organized by Nepal Rastra Bank on Friday, Governor Maha Prasad Adhikari presented a commendation letter to IME Limited’s Chief Executive Officer, Khilendra Paudel, acknowledging the company’s achievement.
The commendation letter recognizes IME Limited’s significant contribution to the overall economic stability, social and economic improvement, as well as external sector balance through its remittance services.
Khilendra Paudel, while accepting the commendation, expressed his enthusiasm to further enhance IME’s remittance services, ensuring customers receive efficient, secure, and modern fintech-enabled remittance solutions.
Nepal Rastra Bank has recognized and honored IME Limited alongside other banks and remittance companies for their exceptional contributions to remittance inflows during the central bank’s annual celebration.
We’re thrilled to announce the launch of our month-long campaign, “IME Ko Bahar Naya Barsa ma Digital Upahar”! This exciting campaign offers you the chance to win amazing prizes while sending money from abroad to celebrate the New Year. The campaign will run from Baishakh 1st 2081 to Baishakh 31st 2081.
Here’s what you can win:
Weekly: Every week, two lucky winners will be chosen to receive a Brand-new Ultima Smart Watch.
Bi-weekly: Every 15 days, one lucky winner will walk away with a Brand-new Samsung Phone.
That’s a total of 10 winners throughout the entire campaign period! Winners will be selected randomly through a system-based lucky draw. We’ll be announcing the lucky winners every week on our official Facebook and Instagram pages, so be sure to follow us!
Terms & Conditions:
All IME customers who send money from abroad to Nepal will be eligible to participate in the campaign.
Employees working in IME Group, business partners of IME (agent partners), and anyone associated with IME will not be eligible to participate in this campaign
All modes of payment (Cash, Bank Deposit and IMEPAY wallet) are eligible in this campaign.
The customers will have to keep the required proof of payment secure during the announcement period of the campaign.
The winner should claim the prize within 1 month of the winner’s announcement. If the winner does not claim the prize within the stipulated time, IME reserves the right to cancel the prize.
